Employment scams are another common way scammers try to gain access to people’s financial accounts. The scammer promises guaranteed work in exchange for an up-front fee. They may also ask for bank account information so they can transfer commission payments to you. This is all a front to get your bank account information, though.

Job scams often come through emails, but scammers also target people by phone and mail. In some cases, job websites may unknowingly approve job postings that turn out to be scams.